Just to emphasize the importance of low expense ratios: you don’t just lose the money you pay to the fund manager. Over time you also lose what that money could have made if it had stayed invested. Even a modest retirement fund can have an opportunity cost of $50k by the time you retire. As another commenter said, Vanguard tends to have the lowest fees.
What’s this now?
Slay the Spire is really nice for limited mobility. Turn based, point and click based. I like to play with one hand while I’m eating with the other.
Wow, this is an unfair take and very judgemental. I can think of a dozen reasons why an adult might have trouble writing a letter aside from being “mentally deficient.” Dyslexia, anxiety, poor education, not being a native speaker, ADHD, etc.
Trust me, I thought the ad was lame and a bleak use case for AI, but you don’t have to crucify a parent for doing their best to help their kid.
You got me. I made up a story so I could get my one upvote.
A friend of mine worked for a FAANG company and he taught me that people get promoted for creating something “new” rather than improving something that already exists.
Knives, the cutting implement? Not The Knife, the Swedish electronic band?
I’ve been using Splitwise for years with my friends and my partner. It has a “simplify group debts” feature that gets everyone paid in as few transactions as possible. If Adam owes Eve $5 and Eve owes Seth $5, Splitwise just tells Adam to pay Seth. I pay for premium, which has some nice features like currency conversion and receipt scanning. Regardless of which app you use, I have a couple tips.
First, discuss ahead of time which expenses you’ll be adding to the group expenses. On a cabin trip last summer, one friend brought $100+ worth of liquor, but only one or two people drank it. Several of us were annoyed at having to pay him back for something we didn’t use.
Second, at the end of your trip you’ll “settle up” by having the people who paid less reimburse the people who paid more. Wait a few days after the trip for everyone to add any final expenses. Sometimes people settle up prematurely, and then someone realizes they forgot to add a dinner that they paid for. This makes it confusing and creates a bunch of extra Venmo transactions. Just wait.
A few years back Dana White said he was going to crack down on illegal UFC streams. Then one night at a press conference he announced, “You guys remember the guy I was talking about who was doing the illegal streams? WE GOT HIM. He apologized and promised he’ll never do it again.” These losers are completely out of touch.
I’ve been using it for almost 10 years. I consider any new phone unusable until Action Launcher is installed.
That’s a great conversation starter! “Hey, isn’t it interesting that talking about improving our working conditions is so offensive to the boss? Why do you think that is?”
If you’re interested in learning how to form a union at work, you can pick any big union and contact them with questions. It might help if they’re related to your field, but it’s not a requirement. I worked with the Office and Professional Employees International Union (OPEIU) and they were incredibly supportive. Organizing a union at work is the best decision I’ve ever made.
The prices are ludicrous.
Care to elaborate?
Thank you for the explanation. I felt very out of the loop on this whole thread. I’ll look into pihole.
That MSN article has some numbers that don’t add up.
The news is that the streaming giant is accountable for over half of the 4.4 million subscriptions lost in Spain alone in recent months…
The analysis firm asserted that 1.6 million users have left the home of series like Stranger Things overall…
The online streaming service had reported that it had added nine million new users, bringing its total number of subscribers to 247.15 million, during the most recent fiscal disclosure of data.
Ignoring the fact that 1.6m isn’t “over half” of 4.4m, the last paragraph says that they added 9m new users. Am I reading this wrong?
Well said. I’m not going to be a fairweather-ethical-decision-maker. Every time I make a right choice (and I decide what’s right for me) I’m rebelling against the machine of marketing and convenience. In fact, often the more inconvenient it is, the more confident I am in my decision.
I’ve been using Tidal for a couple years and I don’t miss Spotify ever. Same price, higher quality, and they don’t pollute my screen with endless recommendations.
Man, it’s so disappointing that this joke, or some variation of it, is the top comment on so many news threads. What do you think you’re contributing?
I don’t know what this is and I’ll do my best to avoid it.