Reddit -> Beehaw until I decided I didn’t like older versions of Lemmy (though it seems most things I didn’t like are better now) -> kbin.social (died) -> kbin.run (died) -> fedia.

Japan-based backend software dev.

  • 0 Posts
  • 185 Comments
Joined 3 months ago
cake
Cake day: August 14th, 2024

help-circle







  • However, since you don’t pay taxes on that money, it can impact which kinds of retirement accounts you can use based in the US, if any. Also, trying to invest as a US citizen outside the US can suck because of all the agreements with US banks. Many Japanese platforms, for instance, won’t touch me because of US reporting requirements. I also can’t functionally use the tax-advantaged retirement accounts here because many amount to what are called PFICs by the IRS which requires paperwork and are taxed punitively more than wiping out any advantage the retirement accounts would have.

    You’re also going to have a rough time getting a US investment account if you don’t have one already. Then you have to figure out how to have a US phone number because two-factor auth basically requires it for any bank or anything that will touch you.

    There are other “fun” things about being a US citizen living abroad.




  • I used chantix back in the day, but it also required me basically not leaving the house for a month to really get there. When and where I quit for the first time (I would later start dating a smoker and relapse, then quit again), smoking was still allowed indoors and I had a huge association with drinking and smoking. Same for certain other places and situations. I basically had to do everything I could to avoid those. It got easier with time.