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Bama just got their ‘quality loss’ for the season.

Another ls alias I’m a fan of is ls -latr which I alias to lt. It gives you a time sorted directory listing with the most recent next to your cursor (helpful for large directories).

Cardiac Knights are back!

The game is being broadcast on ABC.

Researching around this cause I thought it was interesting, certainly not an expert. Apparently your case is considered an “accidental American” and you can probably search for others in your scenario. The IRS has a tax treaty with Germany that should be able to help you reduce (or maybe eliminate) your tax burden.

https://www.linkedin.com/pulse/tax-implications-dual-citizenship-what-you-need-know-daniel-morris-jfxle https://www.irs.gov/businesses/international-businesses/united-states-income-tax-treaties-a-to-z

Think it’s just you. You should try viewing it not on mobile if it’s giving you issues. It’s a 1665x3441 pixel image, plenty of resolution to render all the text.

Generic “assume everyone on the Internet is from my country.” US Roth IRA contribution limits for 2023 is $6.5k, going up to $7k next year. If different country, disregard.

The Personal Finance wiki from that other site has a Prime Directive flowchart that spells out how you should allocate windfalls. Here’s the US flowchart but they have them for other countries with their respective finance programs.

In short, if you already are able to live off a smaller income, build an emergency fund so you don’t go backwards, then pay your future self. Don’t inflate your expenses unnecessarily because that just makes the goal of retirement cost more in the end.

Charge on!

I’ve been utilizing “pay yourself first” for over a decade and it works for me. I preset my saving and investing goals which are set to auto deduct from my accounts, I have recurring bills on auto pay, then everything else remaining is fair game to spend guilt free. Could I invest more if I spent less on luxuries? Yes, but then I should have factored that in at step one then redone the exercise again for the following month with less obligated money remaining.

That being said, I do see the value in a formal budgeting solution since at the moment I only track my savings/investments and have a large blindspot to my expenses.