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Joined 1 year ago
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Cake day: June 18th, 2023

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  • Naz@sh.itjust.workstoFuck Cars@lemmy.worldWalk-thru
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    14 days ago

    I walked into a big bank ™ once looking to take out a loan.

    They said: “Sorry, we don’t do personal loans anymore.”

    I blinked for a moment and went: “You are a bank – who doesn’t do loans?

    She blinks back and says: “We do business loans, and we have mortgages but that’s all online. You can download our app.”

    I’m like: “Yes, but I came into the bank, to take a loan, in person.”

    She just stood there and smiled.

    I felt like I was taking crazy pills, but she told the truth. Most banks are for/about business transactions. Our personal accounts are a drop in the bucket for them. Even if they stand to make ~10% interest on a giant loan – it sometimes doesn’t pay for them to bother.

    That’s why capitalism will fall apart eventually – the idea of “too big to fail” and capital concentration removes the fear from these institutions in carrying out their basic purpose as defined in their corporate charters :)



  • Naz@sh.itjust.workstoMemes@lemmy.mlHow capitalism works
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    18 days ago

    they live like miserable gods preoccupied with escaping from reality

    It’s because they realize something as they age: For all their wealth, they are still mortal, their physical bodies will decline, and their egotistical, narcissistic lifetime will ultimately amount to absolutely nothing as they rot in the ground and cease existing like everyone else.

    Mortality puts things into perspective for those people because they’re driven by a philosophical imperative that’s borderline pathological in nature:

    Donald Trump watched the video of himself almost getting headshot on repeat, 9 times a day. Some said it was PTSD, but that’s assuming a lot.

    Elon Musk is quoted as saying in The Atlantic that he’s “rigged for war”.

    Well, what war? War against who? Against what?

    "Escaping from the matrix seems like “a war against reality itself”.

    We can only be so lucky that none of those fucks will ever attain apotheosis or immortality no matter how hard they try.

    Maybe that’s why they’re so bent on destroying the planet – if they can’t have it, so can’t you.


  • Yeah, it’s definitely a vibe. I took a wormhole (time travel) to 1991, walked into a blockbuster and keeled over from nostalgia.

    Nostalgia is such a complex/convoluted feeling – you can’t have it if you didn’t have a past to draw the experience from, but when you do have it, it’s almost like a religious or philosophical experience both acknowledging and becrying (or grieving) the passage of time.

    Unfortunately, even with a “time machine”, we the people who walk through the portals are ever changed. We won’t ever live in the past again. We can see those places and experience them in our present states, but…

    Just like a glass shattering on the ground and the pieces scattering: Entropy cannot be undone.






  • Yeah. I hate the negativity of the Internet, but this is what “life” (at least in the first world) has become: the negative stories are amplified and the positive ones are short.

    In a time of great planetary wealth creation, there is still disparity. One of the richest nations on the Earth has packed all of its citizenry onto the “liveable coasts”, into cities.

    The couple mentioned in the article tried to move away to a more affordable area with more land (Portland is Urban, and Spokane is rural), and were met with boredom and dissatisfaction.

    They both earn collectively $250,000/year, which seems like a lot, and to many people in the U.S who earn the median salary of $52-65,000/year, it is.

    They mention not wanting to pay more than 30% of their budget to mortgage costs, which they stated with “$5,000 being 50%”, which means their real adjusted income is closer to $120,000, not $250,000.

    That’s still a lot, but more reasonable to the point of Median Salary × 2.

    What this average couple demonstrates however, is that the erosion of the “middle class” in the United States is complete: The middle class is dead. They are both educated professionals who are working honestly, and don’t make enough money to own a home.

    That makes them poor. That makes all of us poor – and it is a gross failure of the economic system with misplaced incentives and lack of regulations that has led us to this point.

    The important thing to remember that this socioeconomic and political atmosphere is wholly contrived.

    A better world is possible – it however requires sacrifices that many people are unable or unwilling to endure. Whatever you are imagining going through your head right now, that’s exactly what is necessary to change the first world for the better.

    It’s not any one individual’s fault this happened. The honest working man and woman haven’t done anything wrong here, and aren’t to blame – it’s precisely because the honest (the just) have enabled the dishonest (the unjust) to continue to run amok, completely unchecked and unchained.

    Here is to a better future, and for all the hardship we must all endure, to get there. 🍺

    Fuck Private Equity.