I know this might just reflect financial culture differences across countries, but let’s give it a try

Edit: as a clarification, I meant credit card compared to debit, not to cash

  • Im14abeer@midwest.socialEnglish
    3·
    1 year ago

    Are you not aware of the grace period? If you pay your bill by the due date no interest is charged. You get to use the bank’s money for the better part of a month for free.

      • Im14abeer@midwest.socialEnglish
        1·
        1 year ago

        Fair, but they will send you a bill. I do understand the struggle of staying financially organized though, I churned credit cards for a bit and it can be overwhelming staying on top of everything, even if you’ve got a system.

        Edit; a word.

        • Usernameblankface@lemmy.worldEnglish
          1·
          1 year ago

          Yeah, I’ve tried working my money different ways, and found a system that works for me. I think it’s worth losing out on the benefits to have less things to keep track of.